- F-06: throttle the public create per IP (20/h) and per email (5/h) before the
paid API call and the PII write.
- F-11: wrap the create path in try/catch - on an unexpected error fail closed for
that submission (no quote-less entry), alert admins, keep the form working.
- F-14: abort the StartQuote when the write-ahead insert fails (no unaudited call);
fire the failure alert even when storage is disabled (build an in-memory tx).
- F-10/F-17: treat a 2xx with a missing/empty quoteRef as ambiguous
(possible_duplicate=1), not a hard failure - a quote may exist.
- F-07: write created_at/delivered_at/event timestamps in UTC to match the gmdate()
retention/dedupe cutoffs; display in site-local via get_date_from_gmt.
- F-09: log (no silent return) when async record_feed_result cannot resolve a
delivered transaction.
Co-Authored-By: Claude Fable 5 <noreply@anthropic.com>